Latest Updates

1.  Postpone Retirement

-  By working 1-2 years or more beyond retirement age, you can earn additional money and ultimately earn a larger retirement income 

-  Pay off your mortgage, home equity loans, credit cards, and other expenses, also fund an emergency account, and save for the future

2.  Develop a Budget

-  Determine your monthly and annual income and create a budget that allows yo to live within your financial means

3.  Maintain Control of Expenses

-  Pay your fixed expenses on time (mortgage, rent, utilities, etc.,) avoid impulse spending, allow for some fun as well

4.  Maximize your Income

-  Take a part-time job to supplement your income, check with the Social Security Administration to insure your are receiving what is rightfully yours

5.  Guard your Health

-  Stay as healthy as possible, quit smoking, commit to a reduced-fat diet; medical expenses can claim a disproportionate percentage of your income

6.  Become a Wise Shopper

-  Take advantage of sales and specials everywhere you shop, however, only buy what you need and avoid impulse spending here

7.  Carefully Maintain and Drive your current Vehicle a few more Years

-  Trading every few years can cost you thousands, find a reliable used car and consolidate your daily/weekly errands and many trips into one trip

8.  Discover the Joy of Helping Others

-  Get up off the couch and out of the house, helping other people can be a great source of happiness and joy to you as well as a blessing to them

9.  Learn to be Content with what you have

-  Remember, you don't have to have it all, everyone can learn to get along with a little less

10.  Fall in Love with Jesus and Develop a Close Personal Relationship with Him

-  Depending upon the Lord to guide you and meet your needs is a wonderful experience that results in many blessings from God