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"These things have I spoken unto you, that my joy might remain in you, and that your joy might be full", John 15:11.
  • We at have talked with several people who have noticed a year-end rise in their health insurance premiums. In talking with people who are insured by several different insurance companies, one fact remains common to all of them, their monthly premiums have increased by as much as 50% to 100%, while one person we talked with had a monthly premium increase of over 150%. 

    Hopefully, you will not see this type of astronimical increase, but beware, your premiums will likely increase in the near future.

    President Obama promised that unless congress passes his health care bill that insurance premiums will rise. Here we are, the last week of 2009 and many citizens have witnessed monumental increases while the government-run health care bill has not even been moved through the reconciliation process, much less seen final approval.

    What are we to make of this unhealthy trend?

    1. Insurance rates will rise in 2009 and in 2010 with or without government run healthcare.

    2. Insurance companies have raised their rates before possible passage of the health care bill in order to get ahead of the effects, restrictions, and impositions passage of a health care bill would place upon them.

    3. Some of the rate increases might be interpreted as a “purging” of some of the less profitable clients.

    4. Some rate hikes are a necessity. Insurance companies are “for profit” entities and though their rates seem astronomical, the amounts they pay out are even higher. Their profit margins are far lower than the average retail store where you shop.

    5. Medicare premiums will increase and services will decrease with the Obama health plan.

    6. Be bold: contact your congressmen or women and express your views.

    7. Depend upon the Lord for wisdom and pray for guidance in financial matters.

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