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The Word of God tells us "A cheerful heart is good medicine, but a crushed spirit dries up the bones" Proverbs 17:22.

There are many things you can do to insure that you will have a fulfilling retirement. Four of the more important ones are listed below.

Plan a successful and happy retirement. Give a lot of thought to what you wish to get out of your retirement and what you wish to give through your retirement years. In Luke 17:33 Jesus said: "Whoever tries to keep his life will lose it, and whoever loses his life will preserve it." Decide what kind of retirement you want. Make your plans, set your goals, and live out your heart-felt desires.

Allow yourself some "wiggle room" in case things don't go exactly as you planned for them to go. The grandest plans in the world may never become a reality due to outside forces such as the economy, health issues, death, finances, or some other outside force.

Make your plans and follow them, but don't be surprised if some of them never come to fruition. "Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?" Luke 14:28.

Who hasn't seen the hackneyed bumper sticker saying that says: "Your Attitude Determines Your Altitude"? Silly as it may seem, there is some truth there. Your positive mental attitude can be a major contributing factor toward your happiness during your retirement years. Memorize and act upon the admonition of Proverbs 17:22: "A cheerful heart is good medicine, but a crushed spirit dries up the bones."

Enjoy new friendships, relationships, experiences, people, places, and things. Look for the nuances in life, avoid negativity, and know when to say "no". Jesus has a poignant

word about new things in Matthew 9:17: "Neither do men pour new wine into old wineskins. If they do, the skins will burst, the wine will run out and the wineskins will be ruined. No, they pour new wine into new wineskins, and both are preserved." Make room for new things that will challenge your body, mind, and spirit during your retirement years.

Actively plan to have a Happy Retirement. Refuse to wait on the sidelines simply hoping something good will happen. Get up and do something!